As many times as I have read about all the different things you can do, the best advice I ever got from someone was to just take pictures. The more you take, the more you learn. It is so much easier and more affordable to hone this skill and make it a viable hobby for you due to the fact that cameras can take digital images now. You can immediately look and tell if you were able to get the shot you were trying to get. These are some pictures that I was able to take with my phone...yep...phone. The first two pictures are of my daughter on Easter. This is an example of what you can do with the picture with editing and all the other fun gadgets and apps they have. I didn't spend a dime on any expensive software or even work on the photo from my computer. It was all done from my phone. No excuses, use what you got, and develop your hobby of turning pictures into art.
There are also some websites that will take your pictures and help you create a digital scrapbook and will print and bind the pages for you for a much cheaper price than you might spend on actual scrapbooking. You can still personalize your pages however you would like, it's just all done digitally. www.shutterfly.com is a good site, but I liked www.mixbook.com better. The prices are comparable so I suggest you play around with both sites and go with your own personal preferences.